Last Updated: October 2026

Welcome to Limara Insurance Brokers Pvt. Ltd. ("we," "our," or "us"). These Terms of Use govern your access to and use of our website (limara.in) and related services. These terms are published in compliance with Rule 3 (1) of the Information Technology (Intermediary Guidelines and Digital Media Ethics Code) Rules, 2021 (IT Rules 2021) and applicable IRDAI regulations. By accessing or using this website, you agree to be bound by these terms.

---

1. Acceptable Use of the Website

You agree to use this website only for lawful purposes related to seeking insurance information, obtaining quotes, or communicating with us. You must ensure that all details provided by you during form submission or quote requests are accurate, genuine, and complete.

2. Prohibition on Misuse and Harmful Content

In accordance with the Information Technology Rules, 2021, you agree that you shall not host, display, upload, modify, publish, transmit, store, update, or share any information that:

• Belongs to another person and to which you do not have any right;
• Is grossly harmful, harassing, blasphemous, defamatory, obscene, pornographic, pedophilic, libelous, or invasive of another's privacy;
• Harms minors in any way or infringes any patent, trademark, copyright, or other proprietary rights;
• Deceives or misleads the addressee about the origin of the message, or communicates any information which is grossly offensive or menacing in nature;
• Impersonates another person or contains software viruses or any code designed to interrupt, destroy, or limit the functionality of any computer resource;
• Threatens the unity, integrity, defense, security, or sovereignty of India, friendly relations with foreign states, or public order.

3. Intellectual Property Rights

All content, design, text, graphics, logos, and software on this website are the intellectual property of Limara Insurance Brokers Pvt. Ltd. or its licensors. Unauthorized copying, modification, distribution, or reproduction of any part of this site is strictly prohibited.

4. Right to Suspend or Terminate Access

Limara Insurance Brokers Pvt. Ltd. reserves the right, in its sole discretion, to suspend, restrict, or terminate your access to the website or services at any time, without prior notice, if you breach these Terms of Use, engage in unlawful activities, or violate applicable IT rules and regulations.

5. Governing Law and Jurisdiction

These Terms of Use shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with the use of this website shall be subject to the exclusive jurisdiction of the competent courts in India.

6. Contact Information & Regulatory Details

If you have any questions regarding these Terms of Use or wish to report any misuse, please contact us: