Last Updated: October 2026

Please read this Disclaimer carefully before using the website (limara.in) or opting for any products or services offered through Limara Insurance Brokers Pvt. Ltd. This disclaimer is published in compliance with IRDAI disclosure rules and regulations.

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1. Nature of Business (Insurance Broker)

Limara Insurance Brokers Pvt. Ltd. is a registered Direct Insurance Broker (Life & General) under IRDAI Registration No. 1140 (Reg. Code: IRDAI/INT/BRK/DB 1273/2025)[cite: 1]. We act as an intermediary between customers seeking insurance and IRDAI-registered insurance companies. Limara is an insurance broker and NOT an insurance company (insurer).

2. Indicative Quotes & Product Information

All premium quotes, illustrations, estimates, and policy details displayed on this website are indicative only and subject to change based on underwriting policies, accurate disclosures, and risk assessment by the respective insurance companies. Final premium rates and acceptance of coverage are solely determined by the issuing insurer.

3. Policy Issuance and Underwriting Authority

Insurance policies are underwritten and issued directly by the respective IRDAI-registered insurance companies, not by Limara Insurance Brokers Pvt. Ltd. We do not guarantee policy approval or issuance; the sole discretion of policy underwriting, risk evaluation, and claims settlement lies with the concerned insurance company.

4. Reading Policy Wordings

Insurance is the subject matter of solicitation.[cite: 1] Customers are strongly advised to carefully read and understand the detailed policy terms, conditions, inclusions, exclusions, and policy wordings before finalizing any purchase or decision.

5. IRDAI Advisory & Fraud Warning

IRDAI is not involved in activities like selling insurance policies, announcing bonuses, or investing premiums[cite: 1]. Public receiving such phone calls are requested to lodge a police complaint immediately[cite: 1].

6. Corporate Details & Contact Information

If you have any queries or require further information, feel free to contact us: